Yeah, limited to 30 euros/quid too. Plus from my experience and the experience of people I know, the bank will (more often than not) refund whatever was spent after your card was taken. You can buy sleeves for the cards too which prevent anybody reading the chip from your pocket, but as Ben said, these incidents are pretty uncommon.
I'd say Phantasialand accepting card now is a huge plus, will make future visits SO much easier, having to go all the way to Berlin every time was just annoying tbh.
Yeah banks will always refund it.
They basically decided that they make more money pursuing it and having people pay by card than the refunds they have to give out for it going ‘wrong’
Any bank worth being with nowadays will also have a card freeze option in their app so you can stop transactions when you notice your card is missing.